<?xml version="1.0" encoding="UTF-8"?><Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.008.003.02" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.008.003.02 pain.008.003.02.xsd"><CstmrDrctDbtInitn><GrpHdr><MsgId>Message-ID-5197-20260417</MsgId><CreDtTm>2026-04-17T11:55:00</CreDtTm><NbOfTxs>1</NbOfTxs><CtrlSum>2147.00</CtrlSum><InitgPty><Nm>Standard-Mandant</Nm></InitgPty></GrpHdr><PmtInf><PmtInfId>PID519720260417</PmtInfId><PmtMtd>DD</PmtMtd><BtchBookg>true</BtchBookg><NbOfTxs>1</NbOfTxs><CtrlSum>2147.00</CtrlSum><PmtTpInf><SvcLvl><Cd>SEPA</Cd></SvcLvl><LclInstrm><Cd>COR1</Cd></LclInstrm><SeqTp>RCUR</SeqTp></PmtTpInf><ReqdColltnDt>2026-04-23</ReqdColltnDt><Cdtr><Nm>Standard-Mandant</Nm></Cdtr><CdtrAcct><Id><IBAN>DE61574501200009000118</IBAN></Id></CdtrAcct><CdtrAgt><FinInstnId><BIC>MALADE51NWD</BIC></FinInstnId></CdtrAgt><ChrgBr>SLEV</ChrgBr><CdtrSchmeId><Id><PrvtId><Othr><Id>DE40ZZZ00000090138</Id><SchmeNm><Prtry>SEPA</Prtry></SchmeNm></Othr></PrvtId></Id></CdtrSchmeId><DrctDbtTxInf><PmtId><EndToEndId>Bel. Dat.23.04.2026</EndToEndId></PmtId><InstdAmt Ccy="EUR">2147.00</InstdAmt><DrctDbtTx><MndtRltdInf><MndtId>1231548984152154984156</MndtId><DtOfSgntr>2025-12-01</DtOfSgntr><AmdmntInd>false</AmdmntInd></MndtRltdInf></DrctDbtTx><DbtrAgt><FinInstnId><BIC>COBADEFFXXX</BIC></FinInstnId></DbtrAgt><Dbtr><Nm>Testkunde A</Nm></Dbtr><DbtrAcct><Id><IBAN>DE89370400440532013000</IBAN></Id></DbtrAcct><RmtInf><Ustrd/></RmtInf></DrctDbtTxInf></PmtInf></CstmrDrctDbtInitn></Document>